Horseplay Casino Explained: How it Works and Payouts

Horseplay is an online casino-style platform that uses real horse races to power the results of slots and casino-style games. Before we dig into our full review, though, we have to say that we like the following social casinos more.

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That’s the reason for the well-fitting name. You might have heard about Horseplay and wondered whether it pays real money or been curious about the games on offer.

We’ve got you covered with a complete review. Read this page for everything you should know about Horseplay.

What is Horseplay Casino?

Horseplay works differently from traditional real money online casino sites, like Caesars or BetMGM. Moreover, Horseplay Casino is different from social/sweepstakes casinos like LuckyLand Slots, SweepSlots, or Vegas Gems. Instead of placing straight wagers on casino games or operating on a promotional sweepstakes model, Horseplay uses horse racing data to power its casino-style platform.

HorsePlay homepage

How does it work?

The process of using Horseplay is fairly simple. You sign up and make a deposit. Then, you use that deposit to get credits. From there, you play games with the credits and potentially win money.

In essence, when you purchase credits, you are placing a handful of horse race bets. Horseplay even shows you the details of your bet, including the race and horses, in the “See Wager Details” on the purchase screen. The site also allows players to reshuffle their wagers.

Once race results are final, you play games using the credits you received to reveal any winnings. The results of the horse races determine when and how much you win playing the site’s casino-style games.

Does Horseplay really pay out?

Yes. Based on our research, Horseplay reliably pays out winnings. Players around the web attest to the fact that Horseplay pays out, and we had a positive experience during our time with the site.

To withdraw from Horseplay, you must first have enough winnings to cash out. Luckily, that’s not too difficult—the minimum withdrawal is $1 at Horseplay. (Compared to a site like DingDingDing Casino, where you need at least 100 SC to redeem cash prizes, $1 is extremely attainable.) To withdraw, you must have a fully verified account and be within a state that allows Horseplay. Most of those details will be locked in at sign-up, so you should be able to request a withdrawal as soon as you have enough winnings.

Withdrawals are processed directly to your bank account, which you must connect to Horseplay. They take 5 to 10 business days, including an internal review period and the processing time on the bank side.

Does Horseplay Casino pay real money?

Yes. At Horseplay, you make deposits and withdrawals. This is different from typical social or sweepstakes casinos, which offer purchases and redemptions. However, Horseplay is also distinct from traditional online casinos in that you aren’t staking your money on the games themselves. Any winnings you receive from Horseplay Casino are from your bets on horse races. The games are just an appealing way to show whether you’ve won.

Does the casino charge a fee?

No, Horseplay Casino does not charge a fee. When you deposit, you can purchase credits using all of the money you added to your account. Similarly, Horseplay doesn’t charge anything for withdrawals.

Note that when you first make a deposit, you must meet the Horseplay deposit minimum of $10. Also, sometimes your payment method can charge a fee for a gambling site, so check that before deciding.

How long does it take for Horseplay to pay out?

Withdrawals at Horseplay typically take 5-10 business days. To withdraw, you can select the “Withdraw” option from your account menu.

If you haven’t connected a bank account for transfers, you should do so before requesting a withdrawal. Once your bank is connected, you can choose that account from the withdrawal menu to start the request.

From the time of your request, Horseplay says it will take up to 10 business days to receive the money in your account. If it takes longer, get in touch with customer support.

How long does it take to get verified on Horseplay Casino?

Generally, Horseplay approves and verifies accounts “very quickly,” according to the site’s help center. For us, it took only a few minutes. There are a few documents and pieces of information required to start your account and get verified. If Horseplay needs additional information from you, the process could take longer than advertised.

Most verifications are automatic, but longer waits may occur if Horseplay needs to confirm information manually.

What documents are required for verification?

When you first sign up for Horseplay, you must provide the following details:

  • Name
  • Email
  • Birth date
  • Home address
  • Phone number
  • Last four digits of your SSN

To complete the verification, you need to provide additional documentation. First is a government-issued photo ID. A driver’s license, passport, or state ID will work. Horseplay requires clear images of your document.

Second, you’ll need to provide proof of residence in the form of a utility bill, phone bill, bank statement, or lease. The address and name on the documents must match the ID you provide.

Finally, you need to verify your payment method with an image of a credit/debit card or a bank statement.

You can upload your documents from Account SettingsDocuments Center. From there, click “Submit For Review” and await approval.

Do you need to provide your SSN?

Yes, Horseplay Casino requires a portion of your Social Security number. In New York, the site requires your entire SSN. This will verify your age and identity.

Horseplay doesn’t share any data with third-party providers. However, the site is required to report some winnings to the IRS.

Do you have to report Horseplay Casino winnings on your taxes?

Yes, you need to pay taxes on any winnings you receive from Horseplay. We recommend contacting your tax professional for more information.

Horseplay will automatically report any wins beyond $600 to the IRS. Lesser wins still must be reported, but you are required to do that on your own.

Do people win on Horseplay Casino?

Yes, people win at Horseplay Casino. We’ve won and made some withdrawals ourselves. Horseplay also displays user testimonials on its homepage, which showcase customers’ enjoyment of the site. Online player forums like Reddit also abound with stories of players winning.

What are the best paying games on Horseplay?

Horseplay’s games don’t have set RTP percentages or win rates. This is because the wins are decided by horse races and not the gameplay itself. In other words, each game has the same chance of winning because the game doesn’t impact the outcome.

The nice thing about this is that any game can be enjoyed to the same degree at Horseplay. Here are a few of our favorites:

  • The Amulet and the Charm
  • Hoot Loot
  • Mammoth Chase
  • Lady Lava
  • Da Vinci

HorsePlay Featured games

In what states is Horseplay Casino legal?

Horseplay is legal and available to players in the following states:

  • Alabama
  • California
  • Colorado
  • Delaware
  • Florida
  • Kansas
  • Montana
  • North Dakota
  • New Hampshire
  • New Mexico
  • New York
  • Oklahoma
  • Oregon
  • Rhode Island
  • South Dakota
  • Vermont
  • Wisconsin
  • Wyoming

In these states, Horseplay Casino follows online horse racing laws. It does not follow promotional sweepstakes laws as operators like Vegas Gems or Punt.com Casino would.

Sadly, you won’t find Ohio on the list above. But in its FAQ, Horseplay promises to continue debuting in new states, so we’ll update this page in that event.